There is no better alternative to a medical aid than a hospital plan with day to day care medical benefits that include going to see a doctor and not having to pay a cent while still getting medication.

Medical aids cover you for diseases that you probably have never heard of and sometimes leave out diseases that you might actually encounter since they are on the rise. And that is exactly why medical aids will choose not to cover that disease, because it is on the rise. They try to protect themselves from ever having to pay out on what they know you will have a high chance of having.

Some hospital plans cover you directly for day to visits to your General Practitioner and most of the time its to a General Practitioner of your choice.

Over and above that you are obviously covered for hospital visits whether they are major or minor. You the assurance that you will always be covered from the first day in hospital, medical aids do not do this.

The next time that you are debating this topic with anyone you should consider the facts before trying to make your points.

Some hospital plans come in family ‘bundles’ where you can cover your whole family in the Hospital Family Cash Back Plan for an additional fee. However, you will that most of the time your children are covered for FREE!

So start your research now. Try using Google to find some reputable Hospital Plan insurers and phone in and ask questions that would engage them in deep conversation and start getting them to tell you the whole truth about medical aids versus hospital plans. You may be surprised at the results!

Although you may be enticed to start immediately calling up the insurers that you already know you should be aware that there are very many smaller insurers that can offer you more for your money. More benefits, more safety and more choice and that would always be a route that you should at least check out.

Not all the gems are found in the big companies